Investment and Retirement Savings Plans

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How many reasons do you need to start saving?

  • The best way of building wealth is to invest money on a consistent basis as opposed to making infrequent lump sum investments.
  • Your most powerful investment tools are time and compound interest.
  • Mutual Funds are one of the most cost-effective ways to invest your money and Saltaire Finance PLC has access to funds with low minimums and no commissions.
  • Buying your retirement is one of the largest purchases you’ll ever make.
  • Recent studies show that to maintain the same standard of living after you retire you will need an income of at least 75% of your final salary for the remainder of your life.

Saltaire Finance PLC Securities administers two Investment Savings Plans; one for employers and their employees and one for individuals. There are no start-up fees for the Plans, funds are easily accessible by account holders and a selection of investment fund are available for investment diversification.

The Employee Direct Deduction Savings Plan is set up as a direct payroll deduction investment plan which makes savings effortless and encourages employees to save and invest for their short and long term financial goals.

The Plan opens the door to more or less all individuals with a low £50 minimum monthly contribution. Payroll contributions can be weekly, bi-weekly or monthly and once set up by payroll very little administration is required for the employer.

Saltaire Finance PLC representatives conduct savings seminars for employees to help them understand the need for additional savings and review the Plan details. In addition, Saltaire Finance PLC representatives meet individually with employees to help them complete account documentation and investment fund choices.

The Individual Investment Savings Plan is great for individuals who want to take advantage of the markets and invest in a variety of investment funds. Contributions can be made as often as you like as long as a monthly commitment of £1000 is made.

Once your account balance reaches £5,000, the £1000 monthly commitment can be reduced if needed. If the monthly commitment is a little more than your budget allows, have your employer look into having the Employee Plan set up for yourself and other employees.

Call Saltaire Finance PLC today to speak with an Investment Savings Plan representative to learn more about savings and investing and find out how the Plan can help you achieve your short and long term financial goals.

Fiduciary Responsibility

We have extensive measures in place to protect your assets. Check out our account security and compliance standards.

Professional Service

Your dedicated client relationship management team or broker will provide personal attention to your financial and account administration needs.

Performance

At Saltaire Finance PLC, we recognize that your main objective when investing your money is to preserve and grow wealth. Our primary goal is to provide a customized investment solution that provides you and your loved ones with good long-term performance towards these goals.

Continuity

We have been in business for over twenty years. Moreover, we value you as a client and are committed to providing a level of service and performance that sustains your business and encourages you to promote our services to your friends and family.